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Written by Dr. Srinivas Bojanapu, DrNB, PDF | Liver Transplant & HPB Surgeon, Bangalore  |  Updated: February 2026

If you or a loved one needs a liver transplant in Bangalore, understanding the financial picture early allows you to focus on recovery rather than uncertainty. Dr. Srinivas Bojanapu — a specialist in Hepatology, Liver Transplant Surgery, and HPB (Hepato-Pancreato-Biliary) Surgery — brings a commitment to complete transparency around treatment costs. In Bangalore, the total cost of a liver transplant typically ranges from ₹20 lakhs to ₹35 lakhs, depending on the type of transplant, the clinical complexity of your case, the duration of ICU care, and post-operative requirements. This guide, authored by Dr. Bojanapu, walks through every financial component so patients and families can plan with confidence.

Liver Transplant Cost in Bangalore – At a Glance

The table below reflects typical cost components for patients undergoing liver transplant under Dr. Srinivas Bojanapu’s care at affiliated hospitals in Bangalore.

Cost Component	Estimated Range (INR)	Notes
Pre-Transplant Evaluation (Recipient)	₹75,000 – ₹1,25,000	Includes LFT, coagulation profile, CT abdomen, cardiac clearance, anaesthesia review
Donor Evaluation (Living Donor)	₹50,000 – ₹80,000	Blood group, crossmatch, volumetric CT, psychological assessment
Surgical Procedure + Hospitalization	₹18,00,000 – ₹28,00,000	OT charges, surgeon fees, anaesthesia, ICU stay (2–3 weeks typical)
Donor Surgery (Living Donor only)	₹5,00,000 – ₹8,00,000	Not applicable for deceased donor transplant
Immunosuppressive Medications (0–6 months)	₹1,50,000 – ₹3,00,000	Tacrolimus, MMF, Prednisolone; dose tapered over time
Follow-up Labs & Imaging (Year 1)	₹80,000 – ₹1,50,000	Monthly LFT, tacrolimus levels, Doppler ultrasound, biopsy if indicated
Total Estimated (Living Donor)	₹18,00,000 – ₹22,00,000	Varies with complexity, length of ICU stay, complications
Total Estimated (Deceased Donor)	₹26,00,000 – ₹32,00,000	No donor surgery cost; allocation-dependent

All figures are estimates as of 2026. Dr. Srinivas Bojanapu’s team provides a detailed written cost estimate before any procedure.

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Living Donor vs. Deceased Donor Transplant – Financial Comparison

The two pathways to liver transplantation differ not only in surgical logistics but also in cost structure and waiting timelines.

Living Donor Liver Transplant (LDLT)

• A healthy first-degree relative donates a portion of their liver (typically the right lobe).
• The donor undergoes a separate surgery, and this is usually included in the total Transplant package.
• Surgery can be scheduled electively within weeks — no waiting list uncertainty.
• Outcomes under experienced HPB surgeons like Dr. Srinivas Bojanapu are excellent; both donor and recipient livers regenerate fully within 6–8 weeks.

Deceased Donor Liver Transplant (DDLT)

• The liver comes from a brain-dead donor registered under ZTCC / NOTTO.
• No donor surgery cost is involved for the recipient family.
• Waiting period is unpredictable — it depends on MELD score priority and organ availability.
• Once an organ is allocated, surgery is performed emergently, which may affect scheduling of support systems.

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MELD Score & Transplant Eligibility — What It Means for Your Costs

The Model for End-Stage Liver Disease (MELD) score determines urgency and priority on the deceased donor waiting list. A higher MELD score (above 15) generally signals that a transplant is needed. Patients with very high MELD scores (>25) may have more complex surgeries requiring prolonged ICU stays, which can push total costs toward the upper end of the range. Dr. Srinivas Bojanapu assesses MELD and CHILD-Pugh scores as part of every transplant evaluation to set accurate cost expectations from the outset.

Insurance Coverage & Government Schemes for Liver Transplant in Bangalore

Private Health Insurance

• Most major insurers (Star Health, HDFC ERGO, Niva Bupa, Care Health) cover liver transplantation under critical illness or organ transplant riders.
• Pre-authorization from the insurer is mandatory before the procedure.
• Policy waiting periods (typically 2–4 years for organ transplant) must be completed.
• Keep all pre-transplant investigation reports, doctor letters, and hospital estimates ready for the insurer.

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Government Schemes

• Ayushman Bharat – PM-JAY: Covers liver transplant for eligible beneficiaries (BPL category) up to ₹5 lakhs per year. Applicable at empanelled government hospitals.
• CGHS / ECHS: Central and Ex-servicemen Government Health Scheme beneficiaries can claim reimbursement. Prior approval from the referring physician and CGHS office is required.
• Rajiv Arogya Bhagya (Karnataka): State scheme providing financial support for specific medical procedures. Eligibility and coverage amounts should be confirmed with the scheme office.
• Chief Minister’s Relief Fund (Karnataka): One-time assistance for patients in financial hardship. Application through the District Collector’s office.

Financial Counselling

Dr. Srinivas Bojanapu’s team includes a dedicated financial counsellor who helps patients navigate insurance claims, government scheme eligibility, and payment planning before any commitment is made.

Long-Term Post-Transplant Costs — Planning for Life After Surgery

A successful transplant is not the end of the financial picture. Here is what patients should plan for in the years ahead:

Period	Typical Monthly Cost	Key Expenses
Months 1–6	₹15,000 – ₹30,000	Tacrolimus, MMF, prednisolone; weekly blood tests; outpatient visits
Months 7–24	₹8,000 – ₹15,000	Continued immunosuppression (lower doses); monthly labs; annual imaging
Year 3 onwards	₹3,000 – ₹8,000	Maintenance immunosuppression; annual liver biopsy if indicated

Medication costs decrease significantly after the first year as doses are tapered. Most long-term transplant patients live full, productive lives with minimal medical expenditure after Year 3.

Why Choose Dr. Srinivas Bojanapu for Liver Transplant in Bangalore?

When evaluating liver transplant surgeons in Bangalore, experience in both hepatology and HPB surgery is essential. Dr. Srinivas Bojanapu offers:

• Dual expertise in Hepatology (medical management of liver disease) and Hepato-Pancreato-Biliary (HPB) Surgery — meaning he understands both when to transplant and how to perform the surgery with precision.
• End-to-end care: from pre-transplant evaluation and MELD scoring to surgery, ICU management, and long-term post-transplant immunosuppression.
• Transparent cost communication — patients receive written estimates before any procedure and are counselled on all financial options.
• Management of complex cases including high-MELD patients, hepatocellular carcinoma (within Milan criteria), acute liver failure, and re-transplantation.
• Bangalore-based practice with availability for emergency consultations.

Frequently Asked Questions About Liver Transplant Cost in Bangalore

Q1: What is the total cost of a liver transplant in Bangalore in 2025–2026?

The total cost typically ranges from ₹20 lakhs to ₹35 lakhs depending on whether the transplant is from a living or deceased donor, ICU duration, and any complications. A personalized estimate is provided after evaluation with Dr. Srinivas Bojanapu.

Q2: Does health insurance cover liver transplant in Bangalore?

Yes — most comprehensive health insurance policies and critical illness covers include liver transplantation. Pre-authorization is required. Dr. Bojanapu’s team assists with all insurance documentation. Government scheme patients (Ayushman Bharat, CGHS) may receive significant support at empanelled hospitals.

Q3: How much do immunosuppressive medications cost after transplant?

In the first 6 months, medication costs range from ₹15,000–₹30,000 per month. This reduces to ₹3,000–₹8,000 per month by Year 3 as doses are gradually tapered under Dr. Bojanapu’s supervision.

Q4: Is liver transplant cheaper with a living donor or deceased donor?

Deceased donor transplants avoid the donor surgery cost (₹5–8 lakhs), but involve waiting list uncertainty and emergency scheduling. Living donor transplants offer predictable timelines and slightly higher upfront cost. Dr. Srinivas Bojanapu will advise the best option based on your clinical condition and MELD score.

Q5: How does Dr. Srinivas Bojanapu’s liver transplant cost compare to larger hospital chains in Bangalore?

Patients seeking high-quality liver transplant surgery in Bangalore often find that working with a specialist HPB surgeon like Dr. Bojanapu — rather than a large corporate chain — offers personalized care, direct physician access, and more transparent pricing, without compromising surgical outcomes.

Q6: What is the cost of pre-transplant evaluation in Bangalore?

The pre-transplant evaluation for the recipient costs approximately ₹75,000–₹1,25,000 and includes blood work (LFT, coagulation profile, virology), cross-sectional imaging (CT abdomen with volumetry), cardiac evaluation, and anaesthesia review. Living donor evaluation adds ₹50,000–₹80,000.

Plan Your Liver Transplant — Speak Directly With Dr. Srinivas Bojanapu

Understanding your financial options is the first step. Dr. Srinivas Bojanapu offers structured pre-transplant consultations where clinical assessment and financial planning happen together — so you enter the process with complete clarity.